The most common question asked among individual petitioners who file for Chapter
13 or Chapter 7 is whether or not they can proceed with the filing without a bankruptcy attorney. The answer is yes, and in that scenario, the proceeding is called a "pro se" filing. This can be done diligently in most small Chapter 7 cases, but in Chapter 13, where the debtor does not want to liquidate, it is highly recommended that the debtor employ his/her own bankruptcy attorney to expedite the case and not lose money on bad decisions. If you are considering filing for bankruptcy, choosing the right attorney can help you recover your financial plans.