If you have recently suffered an illness of any kind - enough of an illness that
you were forced to take some time off from work - you have undoubtedly quickly discovered how difficult it can be to manage without one of the paychecks that you are accustomed to bringing home.
Sure, most of us have the ability to call upon paid sick time and vacation time in order to help us through shorter illnesses that require us to take some time off of work, but when it comes to longer illnesses we often don't have that luxury.
If you have just come out of an illness and have returned to work, you may take this opportunity to protect yourself and your family from any future absences from work. Oftentimes the reality of a situation cannot be effectively communicated until you are able to actually live the experience yourself. Just having a terrible flu - or a minor surgery - and missing several weeks of work may be enough to show you just how vulnerable you are should you be denied several paychecks - or even just one paycheck. This is because the reality is that most of us live check to check in this society and the present state of the economy is no help. Withoutdisability income insuranceto protect our financial interests, any illness or injury that keeps us out of work for a period of time could be enough to sink us.
Use this opportunity following a minor illness to protect yourself and your family from any future financial vulnerability with the purchase of a disability insurance policy.Disability insurancewill fill in the financial gap should we find that we are unable to earn our present paycheck due to an illness or injury that has rendered us disabled. Like any other insurance of its kind we hope never to have to usedisability insurance, but if we need it, it will be there to protect us.