One of the happiest times of your life is as soon as you get engaged
, he gets down on one knee and asks in the old fashioned manner, perhaps he discretely places your diamond ring in your desert or possibly he gets "will you marry me" shown on the score board at the basketball game.
Once you are engaged the business starts, organizing a wedding can be lots of hard work. You will need to organize masses of different things and stick inside a prepared budget that you and your future husband agreed to. Though you are leafing through the mounds of wedding magazines and booklets that vendors send you it is possible to spare a thought for nothing but positive things.
It is just a distressing reality of life that occasionaly do go awry. Everyone knows we need car insurance, we all need house insurance, certainly we hope we do not ever need to use them but we have them just to be safe. Everyone knows the enormous cost of cars and homes and if you need to buy a new one of them it is almost certainly going to hurt you, or possibly even wipe you out, financially.
Take a moment to count up all the money you are laying out on your marriage ceremony. How much are you paying for flowers alone for your wedding day? What about the limousine you are renting for the day, and even the priest costs money.
It can feel like everyone who comes near you in the run up to your wedding day requests money. You pay each vendor a deposit and then they ask for the rest of the money before the actual day and then you trust that the vendors will turn up and do a great job.
What if your food vendor gives all your wedding group food poisoning, what if the band leader drops his microphone stand on your mother in law from the stage? No one likes to think of how they would perhaps deal with the ensuing court case but the fact of life is when any of these terrible things happen you will dream that you had wedding liability insurance.