It is recommended to understand the purpose of buying a health insurance policy before actually purchasing one
. The need of a health insurance policy should be well analysed before opting for one as the cost of the premiums will not be that cheaper if you have not planned it before.. Moreover the need of your health insurance policy can change from one stage of life to another stage .Thus you should give it a though and plan it well before opting for any health insurance policy. If you will take care about all the aspects of health while buying a health insurance policy, then only a good health risk management can be done.