Don't Overlook Motor Trade Insurance If You're a Mechanic
Don't Overlook Motor Trade Insurance If You're a Mechanic
For anybody that works with vehicles, getting the right form of cover can be vitally important to you if you are ever unfortunate enough to have an accident or damage any property. Working as a mechanic can clearly open up the possibilities for any number of accidents to both people and vehicles. We have given a brief overview of where having the right motor trade insurance cover can really help your business reduce the chances of facing a large bill.
The very nature of a mechanics job means that there is a danger of either an accident or damage occurring due to the fact that you will be working with so many tools. When a customer leaves their vehicle with you, they are also leaving the responsibility with you as well. If their car comes back with even the slightest scratch on it then the blame is ultimately going to be on you. This isn't to say that it is down to bad workmanship, everybody understands that simple accidents can happen at any time - but at the end of the day the vehicle was left in your hands.
Whether it is a dint on the bonnet, a scratch down a side panel or a stain on the interior of the car, your customer is going to want the problem solving. This is where your traders policy could kick in as you will be covered for any damage that occurs to both your own and your customers vehicles whilst they are in your possession. Getting the problems resolved quickly and efficiently through your insurance will not only mean that you are saving money but you will also be saving your reputation with the customer.
Another major area that a motor trade insurance policy could have a large benefit is when it comes to any accidents or injuries to either staff or customers within your place of work. The right policy can include both employers and public liability cover which will mean that if something did happen in your work premises you wouldn't be left with the financial burden of having to deal with a potentially huge claim being made against you.
When you are thinking of taking out any type of policy it is always advisable to try to talk it through with a broker so that you can gain a much better understanding of exactly what you will be covered for.