Ellijay Real Estate

Ellijay Real Estate

Ellijay Real Estate

The fall has always been a popular time for people to buy North Ga Mountain Homes. Every year visitors flock to Ellijay to watch the leaves change and enjoy the great outdoors and inevitability a few will decide to stay. This fall they were in for a treat. It is a buyers market because North Ga Foreclosures are at an all time high. There is a wide selection of homes to choose from and lenders are highly motivated get the homes out of their inventory. With that being the case, a lot of people will try to purchase Ellijay Foreclosures without the help of a real estate agent and that can be a costly mistake.

One of the big concerns with North Ga Foreclosures and foreclosures in general, is that the ownership records are sometimes incomplete. It stems from something called the Robo-Signer scandal. The correct way to purchase a Ga Mountain Home is to record the sale with the clerk at the local government office. Well, to make things go faster the so called foreclosure mills skipped that step and just transferred the ownership digitally. Then a robo-signer would sign off on the paperwork that said they had checked all the details and it was all correct. Only the robo-signers were just signing off on them without doing any further reading. In some cases they would sign off on hundreds of these transactions per day. So now the North Ga Foreclosures may have multiple financial institutions claiming ownership. If you make the mistake of purchasing one of these then you could be paying much more than you bargained for. This is too large of an investment to do the transaction without the help of a real estate agent.

That is why it is always advisable to hire a Realtor to help you. They will know the history of the Ellijay Foreclosures market that you are interested in and when they do not, they can easily research the details. Also, it will not cost you anything to get their help in most cases. Let me give you an example. Let's say that a bank hires a real estate agent to list a home for a 10% commission. In the agreement there will be a clause that specifies how much of that commission will be given to another agent if they bring a buyer to the table. If you were to get a real estate agent to represent you and they helped you to purchase that North Georgia Foreclosure then the two agents would have to split the commission according to the terms in the contract. Essentially, the seller will foot the bill for you having an expert to negotiate on your behalf. It is worth it to have this added security.

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