FHA Loans Backed by the Government and insured by HUD, the FHA mortgage loans is a safe secure way to buy a Florida home!

FHA Loans Backed by the Government and insured by HUD

, the FHA mortgage loans is a safe secure way to buy a Florida home!

FHA Loan Florida FHA Mortgage Florida

FHA Loans Backed by the Government and insured by HUD, the FHA mortgage loans is a safe secure way to buy a Florida home!

Florida home buyers are learning the many advantages of the FHA loan programs. FHA loans were created to help increase Florida home ownership. For the Florida home buyer the FHA program can simplify the purchase of a Florida home, making financing easier and less expensive than a conventional mortgage loan product. Some highlights of the Florida FHA loan program include:

Minimal Down Payment and Closing costs.

Down payment less than 3% of Sales Price Gifts are allowed

Seller can credit up to 6% of sales price towards closing and prepaid costs.

100% Financing available

No reserves required.

FHA regulated closing costs.

Easier Credit Qualifying Guidelines such as:

No minimum FICO score or credit score requirements.

FHA will allow a home purchase 1 year after a Bankruptcy.

FHA will allow a home purchase2 years after a Foreclosure.

To take advantage of the FHA program in Florida, give us a call 1-800-570-0448 begin_of_the_skype_highlightingor use our quick application to find out more about the many FL mortgage programs we can make available. Or Apply now for a FL FHA home loan.

FHA Loan Program To Buy A Florida Loan Overview

Low, low down payment's! Only 3.5% down required!

Finance Florida single family, Florida condo, town Florida house and mobile Florida homes.

Seller able to pay up to 6% closing costs.

Down payment gifts and grants allowed!

Easier qualification!

You do NOT have to be a first time home buyer to use the FHA mortgage program!

Government Backed Mortgage! HUD Insured!

Higher debt ratios for home buyers.

Low Interest fixed rate and adjustable interest rates.

No income restrictions!

Florida home buyers can make the dream of home ownership a reality for many people who would never have thought they would qualify for the purchase of a Florida home. If you're in the market to purchase a new or existing Florida home, the FHA home loan is a great program choice to consider.

Still not convinced? Take a look the full range of benefits you receive as a Florida home buyer just for using the FHA loan program:

Easier qualification

Low interest rates compared to conventional mortgage programs

Adjustable and fixed rate loan options

2/1 buy down option

Everyone is eligible

Lowest down payment for an open ended mortgage program - as low as 3.5% (USDA has income caps and significant property restrictions)

Up to 6% in seller concessions towards closing costs

Credit score not a factor - only credit quality

30 year and 15 year mortgage financing terms

Higher debt ratios than conventional loans

Fully assumable

Non-occupying co-borrowers permitted

Streamline refinance at a later date

Rehab a property with a 203k loan

Reverse your mortgage during retirement

We are experts in the government backed HUD insured Florida FHA mortgage program and can help guide you through the process of becoming a homeowner! Contact us today to get started!

This government mortgage program is insured by HUD and designed to make home ownership more affordable for everyone. The FHA mortgage program has underwriting guidelines that are designed to make it easier to qualify for than conventional loans. Since the the FHA home loan is government backed and insured, is comes with low interest rates and terms that are designed to protect you.

One of the most important features of the FHA loan program is the fact it does not ask that you have a great credit score to get the best rate and maximum amount financed. In fact, HUD guidelines state that a credit score should not be used as a factor in underwriting an FHA loan. What does this mean? People with lower credit scores can use the Florida FHA mortgage program to attain 96.5% financing and a great low interest rate! Have great credit? That's OK, you'll still get a great low interest rate and you'll be able to finance up to 96.5% of the purchase price or appraised value, whichever is less. Try doing that with a conventional home purchase!

So what types of properties may be purchased using an Florida FHA mortgage? Almost any single family homes, mobile & modular homes, condominiums, town homes and more. To learn more about properties you can finance with our many Florida mortgage programs.

Serving These Fine Florida Communities:

Arcadia :: Boca Raton :: Boynton Beach :: Bradenton :: Brandon :: Cape Coral :: Clearwater :: Clewiston

Crestview :: Daytona Beach :: Deerfield Beach :: Deland :: Delray Beach :: Deltona :: Destin :: Englewood

Fort Pierce :: Ft. Lauderdale :: Ft. Myers :: Ft. Walton Beach :: Gainesville :: Hollywood :: Homosassa Springs

Jacksonville :: Key West :: Kissimmee :: Lake City :: Lakeland :: Lynn Haven :: Marathon :: Marco Island

Melbourne :: Miami :: Miami Beach :: North Fort Myers :: North Miami Beach :: Naples :: Ocala :: Okeechobee

Orlando :: Ormond Beach :: Osprey :: Palatka :: Palm Bay :: Palm Beach :: Palm Coast :: Panama City :: Pensacola

Pompano Beach :: Port St. Lucie :: Punta Gorda :: Santa Rosa :: Sarasota :: Sebastian :: Sebring :: Springhill

St. Augustine :: St. Petersburg :: Tallahassee :: Tampa :: The Villages :: Titusville :: Venice :: Vero Beach

Wauchula :: Wesley Chapel :: West Palm Beach :: Winter Park

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