File Bankruptcy Online: Don't Do This Yourself

For those who think that bankruptcy can be filed online

, the fact remains that they can't do so online. They can use a variety of online tools to gather information, complete paperwork, and get legal assistance. Bankruptcy court doesn't allow an individual to file bankruptcy online. He has to go to the court to file his papers. He may need to submit several copies of his application.

Options To File Bankruptcy Online

Though debtors can't file bankruptcy online for themselves, they can use online services. Bankruptcy attorneys process bankruptcy filings submitted online to them. They can review the papers, suggest changes or additions where needed, and file the bankruptcy papers on your behalf. If you think it is filing bankruptcy online, here it is. Then again, you have to attend credit counseling and go to court.

However, not all bankruptcy attorneys accept online filings. They want to work with you face to face. It is because they want to get an accurate idea of the financial situation you are in. They also will be better off helping you fill the papers. They will also suggest the right bankruptcy chapter suited for you.

Get Help From Paralegal Professionals

Paralegal professionals can also help you with your bankruptcy filing. They can tell you how to fill the forms, which is the right chapter to choose, and how to represent yourself at the 341 meeting. The costs associated with paralegal services can be much smaller than attorney fees. You are filing bankruptcy because you can't pay your bills. Does huge attorney fee make any sense to you?

However, filing your papers pro se (yourself) can lead to confusion. There will also be room for errors and omissions.

Finding Help Online

Free information on bankruptcy is available online. You can also download all the forms in .pdf format. You need to do a lot of research on the legal provisions available before you. You can alternatively get the help of an attorney or a paralegal. He or she can help you fill the forms accurately and completely.

An attorney can represent you at a 341 meeting, while a paralegal can't. You can get the help of a paralegal to avoid the confusions. In other words, you can do it yourself with the help of a paralegal.

In any case, you need to declare all your assets and liabilities. An extensive listing of bills and other expenses is needed. A paralegal or an attorney can review your filing and can give you the confidence to attend the court.

Filing Bankruptcy Online Is Not Free

You have to pay the attorney or the paralegal for their services. If you want to save on paying them, you can file bankruptcy pro se. In any case, do your own research and pick the best options available to you. If bankruptcy is essential, plan to make the best out of your fresh start.

by: Thomas Jhon

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