The need for over 50s life insurance policies for older people is making life insurance companies respond
. They created senior life insurance, final expense policies, and even policies that can be issued regardless of current health. Some of these policies have an immediate death benefit, though the guaranteed issue life insurance policies may have a waiting period that is used instead of health questions. However, even if an insured person dies before the waiting period, these types of policies will pay back the premiums with some interest. So, it is possible for almost anybody to find life insurance today.