You can get the the best Florida bank CD rates and Florida credit union CD rates right online. You can get the best Florida CD rates and CD yields by searching on websites that list rates by state. Whether you're looking for regular CD rates, jumbo CD rates or Individual Retirement Account (IRA) CD rates you can find the highest interest rates on the internet. You can find rates on 1 year certificates of deposit all the way up to 10 year certificates of deposit. Regular CD Rates in Florida:Florida regular certificate of deposit accounts at banks and credit unions can be opened with as little as $1. Some Florida banks and Florida credit unions have higher opening balances. When you're comparing regular CD rates pay attention to the minimum opening certificate of deposit account balance since it can affect the rate you receive on the certificate of deposit. Jumbo CD Rates in Florida:Florida jumbo CD rates pay a higher interest rate than regular Florida CD deposit rates and yields. Jumbo CD rates in Florida are higher because they require a higher minimum deposit. While regular CD accounts at some credit unions and banks in Florida jumbo CD accounts require a minimum opening deposit of $100,000. Bank CD Rates in Florida:When you are searching for the best rates you can start your search at local Florida banks. Most local Florida banks these days allow anyone in the U.S. to open a CD account regardless of whether or not you live in Florida. You can also search for the highest CD interest rates at national banks. Deposit accounts like CD accounts, savings accounts and money market accounts at Florida banks are insured by the Federal Deposit Insurance Corporation (FDIC) for up to $250,000. Credit Union CD Rates in Florida:When you are searching for the highest credit union CD interest rates you can start your search at local Florida credit unions. Some credit unions in Florida allow you to open a certificate of deposit (share certificate) if you live anywhere in the country so don't limit your search to local credit unions in Florida. Deposit accounts like CD accounts, savings accounts and some money market accounts at Florida credit unions are insured by the National Credit Union Administration (NCUA) for up to $250,000. IRA CD Rates in Florida:Individual Retirement Account (IRA) certificates of deposit are a very safe way to invest your retirement savings. The closer you get to retirement the safer your investments should be. Your principal is 100% guaranteed as long as you keep your CD investment under the FDIC and NCUA limit. Most credit unions and banks in Florida offer IRA certificates of deposit. You can also find IRA bank CD rates and IRA credit union CD rates that are higher than regular CD rates.