Follow 5 easy steps to repair bad credit record and raise your score

After you've paid off your existing bills/debts

, take out a new credit card and make on-time payments to reestablish a good credit history. While taking out a new credit card, try to make a single application in order to keep your credit inquiries low. If you're denied of a new credit account, then try to take out a secured credit card. It'll help you to add positive information to your credit report if you continue paying off the outstanding balance at the end of every billing cycle.

Follow 5 easy steps to repair bad credit record and raise your score

By: Justin Scott

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