Salem bankruptcy lawyers are reporting that they are seeing an ever increasing number of clients coming to them in financial distress. Salem bankruptcy lawyers are on the front line of helping to stabilize the local economy. Salem bankruptcy lawyers are very busy dealing with the fallout of the Great Recession. More and more clients are showing up to work with professionals, and ultimately the court, in reorganizing their finances. Many of these people not long ago were on time payers of mortgages, car loans, credit cards and college tuitions. Then problems arrived. People of all economic levels have been hard hit by job losses, unexpected bills and other unexpected events. Most people arrive in their lawyer's office in such distress that they are in shock. They have no idea of what they can or cannot do under the law, and will sometimes not act in their own best interest. Remember, you lawyer can only do so much; you must be your own best advocate. Find a lawyer sooner rather than later. Especially if you know that you are on a downward slide. There is no point in waiting until you hit rock bottom. Take a good look at your financial situation and take action. Finding a lawyer can be as simple as talking to relatives or friends. You might be surprised by how any have had to seek the help of a lawyer to put their finances back together. If your family or friends have been lucky or smart during this recession, then go to the internet and review the web sites. Your lawyer may advise that you file a Chapter 7 or Chapter 13 consumer bankruptcy. Or the advice might be more simple: get on a budget and pay back your creditors. Each case is different and requires unique approaches.