Affirmative Defenses These are like jagged equivalent of "that's ok
, but" which means that the lender is not completely wide of the mark in filing the foreclosure claims, then even there exists some legal basis to keep away from decision in the lender's good turn. Say, for e.g. the lender might have booked case against the right person still if he had botched to mail any required notice which is important or required for the mortgages of property before the lender documents foreclosure or it might be like the lender can be the reason behind the default like if it is a forcefully made deal imposed on the homeowner making the payments to be practically not possible to be repaid all these can be termed as the affirmative defenses.