Fred Welch Law

Fred Welch Law

Fred Welch Law

No matter how bad your financial situation may seem, there are several options available to individuals. The primary goal of a bankruptcy lawyer in phoenix is to help you to understand you options, and develop the best plan for you. An attorney must understand the unique problems causing you to consider iling bankruptcy in Arizona, and then assist you in navigating the complex bankruptcy process.

The cost for a Chapter 13 bankruptcy varies by the complexity of the case. My fee is between $2,000.00 and $3,500.00. The filing fee paid to the Bankruptcy Court is $274.00. Additionally, the debtor or debtors must take two educational courses, which cost approximately $90.00. A Chapter 13 case may have other cost depending on the factors involved. One advantage of a Chapter 13 is part of the Attorney fees can be included in the bankruptcy plan.

I charge $1,200.00 for representing an individual or a couple in a Chapter 7 bankruptcy. The filing fee paid to the Bankruptcy is $299.00. Additionally the debtor or debtors must take two educational courses, which cost approximately $90.00 per person.

One mistaken belief is that by iling bankruptcy in Arizona a debtor will lose everything he or she has. While bankruptcy is a fresh start, neither the Federal Government, the State Governments, nor bankruptcy court expects a person to start from zero. You are able to keep the assets established by either State or Federal law as exempt, and the Arizona exemptions are very favorable to the debtor

Bankruptcy relief has been essential to the economic success of the United States for over 200 years. The purpose of bankruptcy is obtaining a fresh start and lift the weight and pressure of creditor calls, letters, lawsuits, garnishments and attachments.

The major advantage of a bankruptcy is getting a fresh start. While bankruptcy is not the best option for everyone, bankruptcy can give you some peace of mind and put an end the continuing pressure of unpaid bills, poor credit and harassing collection calls. Bankruptcy can put an end to law suits, garnishments, stop a foreclosure, and discharge some or all of your unsecured debts.

If you want to get out of debt and make a fresh start, filing for bankruptcy may be a wise decision. To learn more about bankruptcy and how it can help you, contact my Office. The initial telephonic consultation is free, and the a majority of the bankruptcy preparation is completed by telephone and over the internet. As a Phoenix Bankruptcy Attorney I have represented clients in both chapter 7 and chapter 13 cases.

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