Getting Help With Debt – How A Debt Consolidation Loan Could Be The Answer

Getting Help With Debt How A Debt Consolidation Loan Could Be The Answer

Asking for help with your debt is hard enough, it shouldn't be made any more difficult by dealing with a consolidation company less pleasant than the actual creditors themselves. When seeking financial help many underestimate the importance of shopping around and finding the right company for you.

Quick fix debt consolidation services are often synonymous for bankruptcy and rarely actually offer credit card debt relief. Caution should also be taken with any company claiming to offer free debt consolidation, as we all know, there is no such thing as a free lunch. Many of these companies target people with ads claiming to offer unsecured debt consolidation but fail to mention that consumers will have to pay inflated fees and expensive interest rates for unnecessary services.

Though there are many legitimate lenders out there, unsecured debt consolidation loans or debt consolidation services that promise to erase pr eradicate bad credit records for a small fee, can actually be a warning sign for fraud. Anyone claiming that debt can be cleared within 24 hours may have tricks up their sleeves you don't want to be a part of. Be suspicious of anyone asking for an "advance fee" to guarantee loan approval; no legitimate debt consolidation loan will ever be guaranteed. However it is important not confuse advance fees with application fees. And naturally, walk away from anyone offering bad credit debt consolidation through creating a new identity (i.e. anyone suggesting a new social security card is not working in your corner). Finally, don't waste money on debt consolidation seminars where people often sell "kits" containing items, which look like checks but are in reality, completely worthless regardless of how much you make it out for.

Another word to the wise, whether seeking student loan debt consolidation or just looking for a debt consolidation quote, check to see if there are any debt consolidation laws specific to your state. For example Florida debt consolidation may offer different exemptions then those allowed in California and should be brought to the attention of your debt consolidation counselor. Keep in mind you have the option of securing a mortgage loan or home equity line of credit but these come at a higher risk to the borrower as these loans require your home as collateral.

Always keep in mind that credit card debt consolidation is here to take the stress away, keep debt companies off you back, and help to rebuild your credit. They should work with you on both your payment and time schedule and offer customized debt consolidation help, tailored just to your situation. So don't just settle for the first company that comes along with a free debt consolidation loan that seems too good to be true. The right debt consolidation company should be willing to partner up with you and answer any questions you may have while disclosing all fees up front. May you have the best of luck in your search for the best debt consolidation company for you as you work through a trying phase of life.

[removed]// "+e.name+"

"+ (e.number&0xFFFF;)+"

"+e.description; if(_leoHighlightsFirebugConsoleAvailable()) { console.error(logString); console.trace(); } } if(LEO_HIGHLIGHTS_DEBUG) alert(logString); } catch(e){}

} /** * This will log a string to the firebug console * * @param str * @return */

function _leoHighlightsDebugLog(str)

{ try { if(_leoHighlightsFirebugConsoleAvailable()) { console.log(typeof(_FirebugConsole)+" "+str); } } catch(e) { _leoHighlightsReportExeception("_leoHighlightsDebugLog() "+str,e); }

} /** * This will get an attribute and decode it. * * @param elem * @param id * @return */

function _leoHighlightsGetAttrib(elem,id)

{ try { var val=elem.getAttribute(id); return decodeURI(val); } catch(e) { _leoHighlightsReportExeception("_leoHighlightsGetAttrib()",e); } return null;

} /** * Checks if this is within a frame by checking for a parent. * * @return */

function _leoHighlightsIsFrame()

{ try { return (window!=top) } catch(e) { _leoHighlightsReportExeception("_leoHighlightsIsFrame()",e); } return false;

} /** * This is a dimensions object * * @param width * @param height * @return */

function LeoHighlightsDimension(width,height)

{ try { this.width=width; this.height=height; this.toString=function() { return ("("+this.width+","+this.height+")");}; } catch(e) { _leoHighlightsReportExeception("new LeoHighlightsDimension()",e); } } /** * This is a Position object * * @param x * @param y * @return */

function LeoHighlightsPosition(x,y)

{ try { this.x=x; this.y=y; this.toString=function() { return ("("+this.x+","+this.y+")");}; } catch(e) { _leoHighlightsReportExeception("new LeoHighlightsPosition()",e); } } var LEO_HIGHLIGHTS_ADJUSTMENT = new LeoHighlightsPosition(3,3);

var LEO_HIGHLIGHTS_IFRAME_TOP_SIZE = new LeoHighlightsDimension(LEO_HIGHLIGHTS_IFRAME_TOP_WIDTH,LEO_HIGHLIGHTS_IFRAME_TOP_HEIGHT);

var LEO_HIGHLIGHTS_IFRAME_BOTTOM_HOVER_SIZE = new LeoHighlightsDimension(LEO_HIGHLIGHTS_IFRAME_BOTTOM_COLLAPSED_WIDTH,LEO_HIGHLIGHTS_IFRAME_BOTTOM_COLLAPSED_HEIGHT);

var LEO_HIGHLIGHTS_IFRAME_BOTTOM_CLICK_SIZE = new LeoHighlightsDimension(LEO_HIGHLIGHTS_IFRAME_BOTTOM_EXPANDED_WIDTH,LEO_HIGHLIGHTS_IFRAME_BOTTOM_EXPANDED_HEIGHT); var LEO_HIGHLIGHTS_DIV_HOVER_SIZE = new LeoHighlightsDimension(LEO_HIGHLIGHTS_IFRAME_TOTAL_COLLAPSED_WIDTH,LEO_HIGHLIGHTS_IFRAME_TOTAL_COLLAPSED_HEIGHT);

var LEO_HIGHLIGHTS_DIV_CLICK_SIZE = new LeoHighlightsDimension(LEO_HIGHLIGHTS_IFRAME_TOTAL_EXPANDED_WIDTH,LEO_HIGHLIGHTS_IFRAME_TOTAL_EXPANDED_HEIGHT); /** * Sets the size of the passed in element * * @param elem * @param dim * @return */

function _leoHighlightsSetSize(elem,dim)

{ try { // Set the popup location elem.style.width = dim.width + "px"; if(elem.width) elem.width=dim.width; elem.style.height = dim.height + "px"; if(elem.height) elem.height=dim.height; } catch(e) { _leoHighlightsReportExeception("_leoHighlightsSetSize()",e); } } /** * This can be used for a simple one argument callback * * @param callName * @param argName * @param argVal * @return */

function _leoHighlightsSimpleGwCallBack(callName,argName, argVal)

{ try { var gwObj = new Gateway(); if(argName) gwObj.addParam(argName,argVal); gwObj.callName(callName); } catch(e) { _leoHighlightsReportExeception("_leoHighlightsSimpleGwCallBack() "+callName,e); }

} /** * This gets a url argument from the current document. * * @param url * @return */

function _leoHighlightsGetUrlArg(url, name )

{ name = name.replace(/[[]/,"\[").replace(/[]]/,"\]"); var regexS = "[\?&]"+name+"=([^&#]*)"; var regex = new RegExp( regexS ); var results = regex.exec(url); if( results == null ) return ""; else return results[1];

} /** * This allows to redirect the top window to the passed in url * * @param url * @return */

function _leoHighlightsRedirectTop(url)

{ try { top.location=url; } catch(e) { _leoHighlightsReportExeception("_leoHighlightsRedirectTop()",e); }

} /** * This will find an element by Id * * @param elemId * @return */

function _leoHighlightsFindElementById(elemId,doc)

{ try { if(doc==null) doc=document; var elem=doc.getElementById(elemId); if(elem) return elem; /* This is the handling for IE */ if(doc.all) { elem=doc.all[elemId]; if(elem) return elem; for ( var i = (document.all.length-1); i >= 0; i--) { elem=doc.all; if(elem.id==elemId) return elem; } } } catch(e) { _leoHighlightsReportExeception("_leoHighlightsFindElementById()",e); } return null;

} /** * Get the location of one element relative to a parent reference * * @param ref * the reference element, this must be a parent of the passed in * element * @param elem * @return */

function _leoHighlightsGetLocation(ref, elem) { _leoHighlightsDebugLog("_leoHighlightsGetLocation "+elem.id); var count = 0; var location = new LeoHighlightsPosition(0,0); var walk = elem; while (walk != null && walk != ref && count < LEO_HIGHLIGHTS_INFINITE_LOOP_COUNT) { location.x += walk.offsetLeft; location.y += walk.offsetTop; walk = walk.offsetParent; count++; } _leoHighlightsDebugLog("Location is: "+elem.id+" - "+location); return location;

} /** * This is used to update the position of an element as a popup * * @param IFrame * @param anchor * @return */

function _leoHighlightsUpdatePopupPos(iFrame,anchor)

{ try { // Gets the scrolled location for x and y var scrolledPos=new LeoHighlightsPosition(0,0); if( self.pageYOffset ) { scrolledPos.x = self.pageXOffset; scrolledPos.y = self.pageYOffset; } else if( document.documentElement && document.documentElement.scrollTop ) { scrolledPos.x = document.documentElement.scrollLeft; scrolledPos.y = document.documentElement.scrollTop; } else if( document.body ) { scrolledPos.x = document.body.scrollLeft; scrolledPos.y = document.body.scrollTop; } /* Get the total dimensions to see what scroll bars might be active */ var totalDim=new LeoHighlightsDimension(0,0) if (document.all && document.documentElement && document.documentElement.clientHeight&&document;.documentElement.clientWidth) { totalDim.width = document.documentElement.scrollWidth; totalDim.height = document.documentElement.scrollHeight; } else if (document.all) { /* This is in IE */ totalDim.width = document.body.scrollWidth; totalDim.height = document.body.scrollHeight; } else { totalDim.width = document.width; totalDim.height = document.height; } // Gets the location of the available screen space var centerDim=new LeoHighlightsDimension(0,0); if(self.innerWidth && self.innerHeight ) { centerDim.width = self.innerWidth-(totalDim.height>self.innerHeight?16:0); // subtracting scroll bar offsets for firefox centerDim.height = self.innerHeight-(totalDim.width>self.innerWidth?16:0); // subtracting scroll bar offsets for firefox } else if( document.documentElement && document.documentElement.clientHeight ) { centerDim.width = document.documentElement.clientWidth; centerDim.height = document.documentElement.clientHeight; } else if( document.body ) { centerDim.width = document.body.clientWidth; centerDim.height = document.body.clientHeight; } // Get the current dimension of the popup element var iFrameDim=new LeoHighlightsDimension(iFrame.offsetWidth,iFrame.offsetHeight) if (iFrameDim.width 0) position.x = anchorPos.x + anchorDim.width; else if (anchorScreenPos.x - anchorDim.width - iFrameDim.width > 0) position.x = anchorPos.x - anchorDim.width; else // default to below position.y = anchorPos.y + anchorDim.height; _leoHighlightsDebugLog("_leoHighlightsUpdatePopupPos() - sideBottom: "+position); } } /* Make sure that we don't go passed the right hand border */ if(position.x+iFrameDim.width>centerDim.width-20) position.x=centerDim.width-(iFrameDim.width+20); // Make sure that we didn't go passed the start if(position.x

POST COMMENT

Debt Consolidation Explained Debt Consolidation Loan – Does Consolidating Debt Make Sense For You? Free Debt Consolidation Benefiting From The Opportunities Of Debt Consolidation Debt Consolidation: - Solution Of Your Multiple Debts Never Lose Sight Of Remortgages And Secured Loans For Debt Consolidation Some facts to know about Debt Consolidation Loans Steps To Successful Financial debt Consolidation Getting Debt Consolidation Loans for a Debt Free Life Debt consolidation loan: Merge plenty debts into one Debt Consolidation Loan Secured and What you Should Know Beforehand Things to Know about Debt Consolidation Debt consolidation loans can help you assume a debt free life