Many of the amateur golfers in golfing industry are totally blind about the fact
that they are absolutely vulnerable to a lot of mishaps anytime on the golf greens. This article is an eye opener to various issues relating to golf cart insurance.
First let us see who needs golf cart insurance. All those golfers who are in anyway related to golf cart need to obtain cart insurance. Golf grounds, golf clubs and golf players all must ensure that golf carts are insured. All necessary documents must be carried in the vehicle itself. If you use your personal golf cart, often called as street legal golf carts, then do insure them too.
Let us understand more. Moving into further details let us discuss what to look for in golf cart insurance. Some of the features that a good insurance policy scheme should include have been listed below.
Try to adopt an insurance policy where you have to pay a year round policy rather than a half yearly or monthly policy where you are required to pay your premiums on a quarterly or half monthly basis. The latter policy may attract more interest.
Choose the firm that offers for increased limits on your golf cart liability insurance.
Select a firm which offers property damage coverage and insurance to life in all situations.
Accept only those firms wherein, nobody else is allowed to claim the insurance money except the authorized owner of the golf cart and its nominees.
If you own or have ever purchased a golf cart then you'll know that they are quite expensive and should something happen to it you'd be out that money without the proper insurance. Fire insurance is one of the types of insurance that you can get for your investment as well
While most policies won't cover some of the extra things that may be found on a golf cart, such as personal items, wallets and phones there are some policy providers out there that will be glad to insure almost anything that you may keep in your golf cart and protect them against theft or damage.