Graduating Out of Health Insurance? Not for Long!
Graduating Out of Health Insurance? Not for Long!
Graduating comes with many responsibilities of adult life from a new home to paying off student loans; graduates have more than a few things on their mind. Prior to the new health care bill insurance carriers, for the most part, allowed students to stay on their parent's plan until graduation - but not a minute after. Once a student steps on stage, accepts his or her diploma their health insurance through a parent's or school's plan, more often than not, expires.
With the new health care bill allowing young adults to stay on a parent's health insurance plan until age 26, some carriers have already extended coverage through a parent's policy earlier than the September 23rd deadline. The U.S. Department of Health and Human Services had a hand in this, encouraging carriers to adopt the new rules early reasoning it would prevent graduates from becoming uninsured. According to the Health and Human Services Department a few of the insurers to offer an early extension of health insurance to young adults through a parent's health
insurance include: Aetna, Kaiser Permanente, Cigna, Humana and United.
An article titled: "Cap, gown and no "
health coverage? Starting now, insurers will stop dropping new graduates" by the Cleveland Local News stated:
"It's not clear how [the bill] will affect premiums. More coverage typically raises costs if everyone uses medical services, but this extension will bring a healthy, young and active cohort back into the insurance fold."
The chief managed care officer of Medical Mutual of Ohio, George Stadtlander, said through most group plans, family premiums will likely stay the same with no additional cost to the employer. Although health insurance will be extended to a great number of people, many currently without health insurance are reasonably healthy individuals and should not affect premiums in a drastic measure.
If your health insurance company has not extended this type of coverage check out the GradGuard short term medical plans. They're perfect for those between college, a job, or being added back onto a parent's policy. For free health insurance quotes and comparisons visit:
GradGuard.
A Longer Wait to Join Parent's Health Insurance How to Get Inexpensive Chicago Insurance for Your Car Benefits of Short Term Health Insurance Life Insurance - Understanding the Key Facts Discover Ideas About How To Get A Malpractice Insurance Understanding the Difference Between Term and Whole Life Insurance The Inexpensive Way to Get Virginia Health Insurance What To Know About US Term Life Insurance Policies The Best Way To Find Affordable Family Health Insurance Understanding Medigap Insurance Ratings Insurance - Must the Loss Be Accidental? Insurance Risks - The Burden of Proof Insurance Policy - Physical Loss Or Damage
www.yloan.com
guest:
register
|
login
|
search
IP(216.73.216.40) California / Anaheim
Processed in 0.023615 second(s), 5 queries
,
Gzip enabled
, discuz 5.5 through PHP 8.3.9 ,
debug code: 12 , 2739, 82,