Graduation, tips for making the big leap
Graduation, tips for making the big leap
Graduation, tips for making the big leap
The young graduates of 2010 who are walking straight into the (real world), especially during this present bad economic time, could easily feel very scared and take refuge in the basement of the family home. And this is not such a bad idea, according to Tory Hoen, co-author of a practical guide to help new graduates adjust to their new life.
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(Living with their parents is now an option to consider seriously. It is not only a considerable saving in regard to expenditures for housing and food, which can easily reach $ 1,500 per month, but also to enable those young people to take more time to explore carefully what they really desire their future to be like), Tory Hoen explained. (Of course they must ensure that their parents agree with the idea and to make it clear that this is just a temporary solution.)
Life after the graduation
The authors of this guide, which are themselves young graduates, exhibit a wealth of information's useful to life after the university which are not taught in school, these boards have been tested by us, who just recently made this transition. Adds Tory Hoen. The options and opportunities available to them are so numerous that its intimidating, but they are completely free, says the author. (Some claim that the transition to university was the best four years of their life, but I think it's wrong. I am convinced that the four best years of life are rather in the four first years after life at the university.) This does not mean that everything is easy and the opportunities of making mistakes are also many. Tory Hoen has been facing many challenges after her graduation. (I quickly realized that throughout my life, I had been advised enormously and generously, I quickly realized that after leaving the academic cocoon, no one gave particular chances to a young graduate without credit rating when looking for an apartment.)
Take advantage of your predecessors experiences
That is what has motivated Tory Hoen, Stuart Schultz and Chris Schonberger at website gradspot.com Guide to life after college: To provide advice that takes into account the real world in which young graduates will find themselves. Advice on repayment of their student loans, job search, how to manage a romance in the workplace or return to the family home. To ignore your student loan, not paying your bills on time and putting daring pictures of yourself on Face book, where everyone can see them, are all serious errors, she says. (And for those who think that coming back home for a certain time amounts to a little death, is also a mistake. It is important to see this as an opportunity to save money or at the very least not constantly having to worry about if they can pay the rent, while being able to afford this unpaid internship that will give them a chance to determine what they really want to do with the degree they have just obtained), specifies Tory Hoen. But for Hoen, her biggest mistake was not taking the time to travel and explore what she really wanted to do. (I really wanted to go live in China for a year or two, but I got caught up in the attractiveness of my career.) It was directed toward the world of finance and, although she has known success and that she learned a lot, she nevertheless regrets not having had the chance to find a small job in China to make a little money while thinking and planning her future outlook.
Find a support around you
The author argues further that young graduates should keep in mind that they should never hesitate in turning to others for help. (Nothing is forcing them to try to settle everything by them-selves), she says. (They do not have to play the hero. When facing a difficult time, they have only to ask for help, and their relatives will always be there to them.) These young people may also turn to the practical guide of Tory Hoen and her colleagues. (Times are changing and we have written this book to reflect the world in which young graduates are really facing today. And if our suggestions are of no help at all, they may still burn the book to keep warm after being kicked out of the house by their parents), laughs Stuart Schulz in conclusion.
Groceries
The most important aspect of your grocery is what you have in your home. If your home is well stocked, you will not have to shop as often and you'll have no reason to run to buy a slice of pizza at ten o'clock at night
The car
The editor in chief of Car and Driver, Eddie Alterman recommends not buy a vehicle at the lowest possible price when you buy a used car. It is generally calculated that a car loses 20 percent of its value the moment it leaves the dealership. The best option considering quality-price ratio is a used car around three years of age.
Online networks
Clean out your Face book profile. (Before you start your job search, delete anything that may be inappropriate, and if you are not sure if it is inappropriate, take it out too. Review your privacy settings), suggests Tory Hoen. (It is clear that the best method is to make sure that nobody can see anything, but I don't think this is a very realistic option.)
Dollars
Get credit, but pay it immediately. (Pay the total balance of your credit card each month), insists Tory Hoen. (Credit cards are the ideal tool to enable to build a credit rating, the cornerstone of your financial adult life. Use well your credit cards, and you will be at peace, but if you use your cards to get credit you cannot pay back you are utilizing it wrong, you end up with a rather uncontrollable debt and credit rating which will hurt you for the rest of your days.)
The prize list of the 10 worst mistakes made by young graduates
1. Did not travel after the university
2. Did not see moving back home as an acceptable option
3. Neglecting their health insurance
4. Did not find a way to distinguish themselves when they began their job search
5. Did not really prepared themselves to be successful in their careers
6. Did not pay their bills on time
7. Did not start saving right at first
8. Bought or leased or a new vehicle
9. Eating out every night at the restaurant
10. Not seeing the positive part of life outside of the university.
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