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Great Ways To Reduce Your Monthly Bills

Nowadays there is not a person on earth who isnt looking for ways to lower their expenses

. Unfortunately there are some expenses which are necessary ones but when you have cut back all the extras and are looking for a way to still further decrease your monthly expenses then look into these three ways to help you cut down even further.

1. CLIP COUPONS & SHOP SALES This can be incredibly time consuming although it can also be something which you could do in the evenings when sitting around watching your favorite television show or it's something even the little ones can help out with. A lot of people discover that one of the major household expenses is food and if you find this is the case you could benefit tremendously from clipping those coupons and buying items when they are on sale. It might take a lot of planning yet when you consider the fact that you might be able to purchase enough groceries to last you a whole month for the same amount you are spending for a weeks worth now, you will rapidly see that this activity is well worth the time investment.

2. SWITCH TO VOIP Getting rid of your home phone can provide you with a considerable savings. If you want to really save then install a VOIP system. It's going to cost you less then a third of what your existing home phone service costs you and will still offer you a home telephone with call waiting, caller id, and voice mail so the only thing that you are going to be sacrificing is the high monthly bill.

3. SWITCH CAR INSURANCE CARRIERS This is a little thing that could save you some big money. Those in the car insurance business are always looking for new customers and as a result several provide a good deal to individuals who will switch to their service. They make the process very easy and they will generally guarantee you the lower rate for a period of at least 6 months. Of course, make sure that you are getting the equivalent insurance however as long as the benefits are the same you can be ready to save money.


Saving more may mean making a couple of changes however these three changes alone will provide you with enough money to take a vacation twice a year and leave you with some extra in your savings as well. Sometimes it is the little things that can make a big difference when looking for ways to spend less and save more.

by: Brian Lakeman
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