And, I've saved the best for last! Restaurants.com was running a promotion for Christmas allowing you to purchase Gift certificates at a special promotional rate for the holiday. By using the promotional code "holiday" I was able to purchase $25 gift certificates to local restaurants for $2 each! I used my special visa and again got an effective additional 25% off. Bottom line $25 to use at my favorite restaurant for $1.50. Merry Christmas!!!