Guide On Opening A PNB Philippines Savings Account

Guide On Opening A PNB Philippines Savings Account

Philippine National Bank (PNB) is among the largest banks in the Philippines in terms of properties. It is one of the best established bank in the country and included in the Philippine Stock Exchange.

It was organized by the Philippine government on July 22, 1916, during the American colonial period, and became the least universal bank in the Philippines in 1980.

In order to begin a savings or checking account in PNB, complete requirements are very substantial for quick approval and to avoid hassles. It is also advisable to apply for Internet, mobile and phone banking at the same time when you open for PNB bank account.

PNB offers Internet, mobile and phone banking which has a lot benefits for their customers. By means of Internet banking, you can have access to your account at any moment if you have computer with Internet connection. You can handle your bills through Internet banking which can save you plenty of time.

You can learn beneath the detailed process on opening a savings or checking account in PNB.

1. Select the PNB branch you would like to apply for a new bank account. It would be preferred to choose the branch close public roads where there are many means of transportation.

2. Ready all requirements and bring it all as you go to the bank where you will open a new bank account.

3. Carry money for initial deposit. It is recommended to have an first deposit same to maintaining balance to avoid fees later. For ATM and passbook savings account, initial deposit is P5,000 and P10,000 respectively. For peso checking account, least initial deposit is P10,000.

4. Carry a ball pen since you will use that in filling up application forms and signature cards. It is good to be prepare at all times.

5. Go to new account desk at the time of arriving in the bank. Bank clerk will give you application forms; fill it up with the required information completely.

6. Submit to the bank clerk the application forms, initial deposit and all fundamentals after you finished filling up all forms. Wait for processing and approval of your application which can accommodate for at least 20 minutes.

7. Normally, ATM or passbook will be ready for pick-up to your PNB branch about five banking days had passed or you may tell the bank clerk when it will be ready to be certain.

PNB is one of the best choices for starting a new savings account in the Philippines. Make certain you bring all the requirements before going to the bank to make quick application.

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