If your home has already been sold at a foreclosure sale
, you may be wondering what help with foreclosure you could still need. Even though the sale has already happened, there are still some issues you need to deal with. So what do you need to do?
One of the first things you need to do is understand how long you have to get out of the house. Things that will affect this are if your area has a right of redemption period and what kind of eviction timeframes there are. To get help understanding these areas, research what the laws are for your area. Even though your foreclosure has already taken place, a call to a local foreclosure hotline or a HUD counselor might be helpful and give you the answers you need.
If there is a right of redemption period in your area, you still have a small chance for saving your home. If you can come up with all of the money that you owe the mortgage company, you can keep your home. This means that you will have to pay them your entire loan amount with them plus any applicable fees. If you want to try this path, getting help with foreclosure for your plan would be a good idea. Research to find out what resources there are available to you.
And most importantly, find a way to get emotional help for you and your family. Foreclosre is an emotionally draining experience and painful. You need to get help to deal with that pain. You may just need to talk it over with a friend but you may need the help of a professional therapist. Be sure to take care of your emotional as well as your physical needs.