Hire An Attorney And Have A Plan

Hire An Attorney And Have A Plan

Hire An Attorney And Have A Plan

No area of the country has been left untouched by the recession, including Oregon, as most Oregon bankruptcy attorneys will tell you. Though nearly all Oregon bankruptcy attorneys are seeing record business, it does come with a human toll. Most Oregon bankruptcy attorneys are seeing not only strangers in their offices, but also neighbors, friends and relatives. It is good to think about hiring an attorney before you need to hire one. Do not wait until you are underwater with no chance of survival before thinking of hiring an attorney. Think of your financial health the same way you might think of your personal health. Keep an eye on it and seek our a professional if things are going really wrong. Many people do not heed this advice. Instead, they wait for disaster, which generally will come to past if you are on a slippery slope with no chance of stopping yourself. So, think about hiring an attorney and have a plan. That plan is important, because only you know where you want to be in two, three or five years. Your attorney can be a great advocate, but you are your best advocate, because you know you, and with an attorney's help, you will be made aware of what you can do within the law. Finding an attorney is easy. Finding an attorney that you trust and you feel will listen to you is a bit harder but not impossible. It is simply a matter of numbers. You can start to find an attorney by talking with your friends and relatives. Chances are that somebody close to you over these last couple of years has had to seek out help in reorganizing their finances. If your friends and relatives have been luck and smart, then log on to the Internet and start searching. Most attorneys will have websites with detailed information on background and services. Start a list and then get calling. Another option is to contact community or church organizations. Often they will have names of attorneys on file and some might even be members. Once you retain an attorney you might be advised to file a Chapter 7 or Chapter 13 consumer bankruptcy. Chapter 7 will have you selling assets and repaying creditors. Chapter 13 will have you setting a schedule for repayment and keeping some assets. Or you may be told to work privately and repay those you owe. This will keep you outside the courts. The advice you get will depend on your case. You must have a mental or written plan ready. You want to be able to fight to retain what you can and to set yourself up correctly for a better financial future.

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