So what does this mean for you and why should you care
?! Well, the Home Affordable Modification Program, believe it or not is relatively easy to understand the basics and throughout this blog we are going to give tips and recommendations on how to apply with an increased chance of success. As a self proclaimed expert of the Home Affordable Modification Program (yes, i read every release and every update), I also am a huge advocate of freeHAMPreport.com. I will talk more about the service below but essentially it has a software that once you input your info analyzes it against the guidelines so you don't have to know them! It even helps create a lender ready package and best of all it is free!