Home Insurance – the importance of comparison

Theft deterrents such as burying valuables in the garden

, sewing jewellery into curtains, hiding valuables in shoes and hanging washing out to make the house look occupied are some of the examples a Hiscox study found to be used as anti-theft precautions.

"Homeowners can be quite creative in their attempts at securing their valuables," said Hiscox UK Senior Risk and Valuation Advisor Andrew Cheney.

"However, many of their inventive hiding places are quite obvious to most thieves, and there's also the danger of forgetting them. What happens when you take the clothes or shoes you've hidden away your jewellery in to the dry cleaners or have a wardrobe clear out?"

Important, however less inventive, deterrents Hiscox advise holidaying homeowners to deploy are the use of padlocks, secure safes and timed lighting proven to be more effect tools in the fight against crime.

Research from Clydesdale and Yorkshire Banks recently revealed thousands of UK households that are burgled annually are not covered by home contents insurance and these uninsured victims face an annual bill of 200million.

Steve Fletcher, Yorkshire Bank's Head of Retail Banking said: "We can all take sensible steps to protect our homes; like mortice locks, alarms and security lights, but the sad fact is, we can never be 100% secure. That's why it's important to have contents insurance, so that should the worst happen you don't have to pick up the bill too."

Home Insurance the importance of comparison

By: Paul Young

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