Homeowners Insurance Florida: The Coverage You Need For Your Home

That is why having homeowners insurance Florida is imperative

. Everyone knows that the house can get damaged unexpectedly by rain, snow or other outdoor elements. Knowing that your property is covered can give you the peace of mind you deserve especially after making such a big investment. When applying for homeowners insurance in the state of Florida, make sure the company can be trusted. There is one company that stands out in this regard, and this is Equiinsurance.

The homeowners insurance Florida being offered by this insurance company comes in six forms. For the basic homeowner policy, it covers only 11 kinds of perils including lightning, fire, hail, vehicles, smoke and vandalism, among others. The second type is the basic homeowner plus where, aside from the 11 perils, there are additional 6 more coverage included.

The extended homeowners insurance Florida, on the other hand, covers 17 perils with the exception of war, earthquake and flood. With renter's coverage, your property will be covered only up to the 17 perils and for all risk coverage, it also includes the building as well as the property. However, this type of homeowners insurance is no longer that much popular.

For those who own a condominium, then you should think about getting condominium owner coverage. In this type, your property is covered from all the 17 perils, including items in the building that the owner of the unit has coverage. The best thing about this policy is that you can receive $2000 as stated by the laws in Florida.

And for those who are living in ancestral homes, you should definitely choose the basic older-home coverage. This homeowners insurance Florida covers the more expensive materials needed when renovating and covers your property and building as well against the 11 perils.

For more information on the types of insurance that this company offers, check out quiinsurance.com/homeowners-insurance.php.

by: Maryland Kurns

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