How Can I Find A Cheap Engagement Ring? Here's How!

So you are ready to propose - you have a great proposal idea in your head

, you know exactly what you are going to say and you can't wait to put a ring on her finger. There's just one problem - you don't have the ring! Money's tight though, so you want to find a cheap engagement ring - is it possible?

First off, I never like to use the word "cheap" when describing a diamond ring. So instead of saying "cheap engagement ring", I'm going to say "affordable engagement ring". Just sounds nicer doesn't it?:)

When you're on a tight budget, price has to be a consideration. You need to assess your finances and decide how much you can afford to spend on this very important purchase. Remember that this is going to be a large purchase, so be realistic.

You'll either have to tap into your savings to pay for this purchase or save up for an engagement ring. Don't make the mistake of spending too little - this is one of the most important purchases you'll ever make.

So set a budget that you can afford. Many people try to spend about two months salary, but that isn't always possible. You might have a lot of other bills that you are responsible for - it simply isn't possible for everyone to fork out that much.

If your budget is too limited for this, don't stress too much about it. You can find great diamond engagement rings which are affordable. The key is to try to get the most diamond for your dollar.

My suggestion is to have at least $1000 to spend though. Remember that this is a ring she will wear forever. It is a sign of your committment and love for her - buying it should involve some form of sacrifice. Obviously $1000 is well below the average amount spent, but it can actually take a long ways if you know what to look for.

You can go to my website to read my Diamond Buying Guide. This guide will give you a lot of great information on buying the best engagement ring while staying within your budget. My guide helps you to get the most diamond for your money.

First off, go for a very simple setting. And stick with 14K white or yellow gold. There is no need to spend the extra on 18K or platinum. You want the majority of your budget to go towards the diamond.

For the diamond, the key is getting the biggest size rock for your pricerange. Diamonds are graded in a number of different categories - the diamond guide I put together shows you exactly what combination to go for when you're on a budget. Without this information you will either waste a bunch of cash or get a low quality diamond.

It really is possible to find the perfect ring for your fiance without breaking the bank; just keep in mind that you are not looking for a cheap diamond engagement ring, but an affordable diamond engagement ring! Happy hunting!

by: Tom W. Mason

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