How Can Stay At Home Moms Make Up The Missing Income?

Stay at home moms know that they're often missing out on a lot of income

. That's the price you pay for deciding to be the one home raising the kids. But being at home doesn't mean you aren't or can't contribute financially to your family.

It's not all about finding a way to work at home either. You can, and we'll get to that in a bit, but we'll start with the basics.

A stay at home mom is automatically contributing to her family in one very important way. Being at home means you don't have to pay for childcare. If you've ever had to pay for childcare, you know how big that bill can be. Sometimes it's big enough that it's not worth it for both parents to work outside the home. The childcare bill can be big enough to eat through an entire paycheck in some areas, depending on family size.

A stay at home mom also contributes by helping her family to save money in other areas. More meals eaten at home means money saved. Using coupons when you go grocery shopping is money saved. These are some of the other ways you can help make up for whatever income is missed by not working outside the home.

Of course, saving money can only take things so far. If there's still an income gap you may need to figure out how to manage it. Will you need to earn an actual income or would more budget cuts take care of things for you?

If you need to work from home, be careful. There are a ton of work at home scams out there, and you don't want to fall for one. The potential for being scammed is something you should be very aware of from the start of your search. Remember that if it sounds too good to be true it probably is, and that you shouldn't share your personal information, especially banking information, without being certain that you're sharing it with a legitimate source for a legitimate reason.

That said, there are good opportunities out there, whether you want a work at home job or want to start your own business.

Most at home opportunities aren't going to bring money in right away. If you're desperate for more money, don't expect most businesses to be profitable immediately, and don't assume you can get a job just like that. It doesn't go that way when you work outside the home, why should it happen at home?

If it's quick money you need, consider writing so long as you have decent writing skills. You don't have to be a brilliant writer, but you do need to be competent. Check out sites such as Demand Studios and wiseGEEK for writing opportunities. While the pay isn't spectacular, it's not too bad either, so long as you're a decent writer.

If you can't or don't enjoy writing, there are other options. Just take a look at the skills you do have. What can you apply to earning an income while still at home?

Start by considering your professional skills, and work your way down to hobbies. You might be amazed at how many different ways there are to earn money from home. Offer your skills as a freelancer, sell things online, find some way to make it work.

by: Stephanie Foster

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