How Cheap Lab Tests Can Reduce Your Health Care Expenses

One of the questions we get at HSA for America is how can I save money on lab costs -- blood cholesterol for instance

. This is a very good question because this type of charge is one of the highest profit margin charges that you'll face when you go to a doctor or hospital. When they order a test, they are making a lot of money on what you pay for that test, but there are better ways to do this and what you want to do is go directly to the lab and have the test done yourself.

So in most major cities, there are testing labs -- a company called Lab Core is very prominent in this field -- and they're easy to find. You can go in and just order whatever test you want and in a couple of days, you get your results. Some states do require that these test results be sent directly to your doctor as opposed directly to you and if that's the case, then just get those expenses from your doctor.

We do have an example on our website at www.HSAforAmerica.com. Go to the "Save Money" link on the upper right hand corner of the home page and click that and you'll see a lab testing link and when you click on that, you'll see an example where somebody had $744.00 of testing that was re-priced down to $58.32 when they went direct. That's maybe a little bit extreme, but it's not at all uncommon to save seventy five or eighty percent on these lab costs. So, do not be afraid to talk to your doctor about this when they say they want to run these tests. Tell them, okay, I'm going to go get those tests done and have them send the results to you and then we can talk, and it's totally within your right to do that of course, because the doctor works for you. The doctor is a consultant that you've hired to help you with your health problems, but as far as getting the test run, you can do it wherever you want and believe me, you will save a lot of money by going direct to a lab company rather than purchasing that test through your physician or through the hospital. You can see more information on a company we recommend at www.HSAforAmerica.com or just Google it and you'll find a number of options.

For more information on how to reduce the cost of your health care, perhaps drastically, go to www.HSAforAmerica.com. There you will find more information not only about how to save money on lab tests, but also how to seriously reduce your health insurance premiums, cut your tax bill with a Health Savings Account and enjoy all the benefits of a truly comprehensive health plan. For a FREE set of 20 information-packed videos full of tips on how to save money on the very best health coverage, visit www.HSA-Resources.com.

by: Wiley Long

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