How Should I Go About Reopening My Missouri Or Illinois Bankruptcy?

Sure! As long as it is for the right reason, that is

. For example, your case could need to be reopened if your creditors are violating your discharge and still trying to collect your debt. Typically, though, it is only a Missouri or Illinois Chapter 7 that needs to be reopened.

Why? A Chapter 7 in Missouri or Illinois can begin and finish within 90 days. It may be nice to get credit card debt help and the like quickly but 90 days isn't much time to get any problems that arise straightened out. It is possible to reopen a Missouri or Illinois Chapter 13 as well but, since the time frame is longer for a Chapter 13, it just doesn't happen very often.

Is it hard to reopen your case? It could be if you don't have the help of a St. Louis bankruptcy attorney. Having experience in reopening is vital in its success. If your Missouri or Illinois bankruptcy lawyer doesn't know how to navigate through a reopening, it could cost you more time and money.

Now, if you hire an experienced and qualified St. Louis bankruptcy attorney, it is likely that you won't have to reopen your file at all. With the help of an attorney, you can usually have a smooth, quick road to your discharge. Nevertheless, it is always important to know that these things can happen, especially if you have a lot of property or creditors. So, the help of an experienced and qualified bankruptcy attorney in St. Louis is vital to a successful reopening. How do you know if you have hired a St. Louis law firm with enough experience to navigate a reopening? I believe that there are certain indicators will lead you to the best attorney for your bankruptcy case.

Don't being with the attorney that is in closest proximity to your front door. Just because an attorney is close to you doesn't mean that he or she will do the best job. Also, look at past results for that attorney. High confirmation rates and low dismissal rates are typically a good sign. Also, beware of internet "directories" promising to get you a qualified lawyer. What these directories don't tell you is that they are a marketing service that attorneys pay to be a part of, whether they are qualified to be or not.

Most importantly, ask any attorney you are thinking about hiring for free written material or a website address that can tell you more about their experience before you step foot in an office.

by: Jim Brown

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