How To Buy Car Insurance Without A License

It's important to understand that if you own a car

, you need insurance even if you don't have a license. Car insurance without a license is just as easy to get as any other type, and going online to shop is going to give you the best chance to get a great deal.

Car insurance is used to not just protect your car but also, to protect you. Even if you're not driving your car you can be liable for what happens with your car. This means that should your car be involved in an accident, you can be found at fault and without coverage, you can lose everything you own, including your home, retirement portfolio or any other assets you have.

You may think since your not driving or letting anyone else drive you car that you can let your premiums go. The fact is, that if you owe money on your vehicle you're required by the terms of your loan to carry it even if you're not driving it. Even if you don't have a loan on your car, you should carry at least liability on the vehicle.

Liability insurance is to protect you from being sued personally if your car causes a problem. You think to yourself "what can a car that's not being driven be found liable for?". Well, if your vehicle is found in the right of way and someone hits it, should you have a braking failure or drive-line failure and your truck or car rolls into the street and even if for some silly reason someone hits your vehicle and thinks it's your fault you can be sued and will need to protect yourself.

It's not hard to find coverage these days, just look online. In fact, you can easily and quickly find out your state's requirements, as well as find out how much it will cost to get car insurance without a license. There are many websites that offer instant or almost instant quotes.

Be sure to have information about your vehicle, yourself, and your insurance requirements handy before you start filling in the quote forms. It makes it easier if you have it all together before you start. You'll need your personal information, any violations you may have and your vehicle registration and it's a simple fill in the blanks and answer the questions and before you know it, you'll have a bunch of different quotes ready to compare.

by: Lance Thorington

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