Generally, insurance prices will vary in accordance with the stated risk category of the applicant as well as the desired coverage
. Comprehensive insurance Maryland that covers a variety of situations will be more expensive than minimal policies, such as standard-type auto insurance, which is obligatory in order to operate a vehicle on public roads. Coverage will be provided up to a certain limit of potential damages, medical costs, etc. If the limit is exceptionally high, the monthly/yearly premium will be higher as well. Insurance agencies are also useful in these situations, as they will provide valuable counsel to insurance shoppers on how to purchase only what is necessary and avoid spending additional money on coverage options that are not advantageous to them.