One of the best deals you can get from our Interstate Ford dealership is 0% financing. Zero-percent financing essentially means you pay no interest on the car loan throughout the life of your loan. That translates into a $2,000-$3,000 savings on their new Ford.
What many consumers fail to realize is it is a deal that may elude most buyers. Why is it hard to get 0% financing on a vehicle loan? It all comes down to the less-than-perfect credit record of a potential buyer.
Interstate Ford often offers the APR incentives to qualified buyers who have great credit scores and a clean credit history. In order to ensure you are found to be a credit worthy candidate, you have to make sure you have good credit before applying for financing.
Take some time to order your credit score from the three major credit bureaus before visiting our Dayton dealership so you'll know where you stand. This will help you during the negotiation process with the financing department. You'll know whether or not to expect the incentive to work for you before shopping for your new Ford. A credit score above 680 is generally what you want to see on your credit reports to ensure you will qualify for the best incentives.
If you do qualify for a zero-percent APR, make sure you read through the rest of the financial contract so there are no surprises about the terms and conditions of the loan. If you do not qualify for zero-percent APR, there are many other deals that can still help you save money. Just visit our Dayton dealership and ask what we can do for you. Better credit does reap the better deals but with our dedicated financing staff, we are confident we can provide you with the best offers around for your next new or used Ford.