If someone owes you money one way to collect your money is through placing a lien on their property
. In the province of Ontario If someone owes you $25,000 or less you can achieve this using the Ontario Small Claims Court.
Unless you are a municipality, condo corporation or mortgagor, you will need to file a claim in the Small Claims Court.
Using a service like www.easycourt.ca or www.easycourtpro.com you can create your Small Claims Court forms online, right from the comfort of your home or office.
Once you have created your forms you can file them with the court by mail and serve them on the defendant by registered mail.
If the defendant doesnt file a defence after 40 days has passed you can apply to the court for a judgment. If you obtain a judgment you have a court order that will enable you to use court enforcement remedies to collect your money.
A writ of seizure and sale of land is the enforcement measure you can use to place a lien on the defendants home. How do you confirm if the defendant owns their home? You can confirm if the defendant owns the property by requesting a property title search. A property title search will also tell you if there are any mortgages or liens registered against the property.
Once your lien is files the property owner will not be able to transfer, renew or refinance their mortgage until your judgment has been paid. For more information visit www.easycourt.ca or www.easycourtpro.com