How To Use And Benefit From Childcare Vouchers

Child care vouchers are available to low income families in which the parents are

working and/or attending school/college/university and cannot afford full child care costs. In order to qualify for the subsidized child care, the parent(s) must make under a certain amount per week and have records stating that he or she is currently enrolled as an employee or student in an education program. The child must also be under 13 years of age (exceptions may be made for disabled children) and live with the parent who is applying. If both parents are employed, they may both enroll. Many large companies offer child care vouchers, so your first step should be to ask your employer whether or not they offer the program. This method would entail you agreeing to sacrifice a portion of your monthly paycheck in exchange for child care vouchers. The money taken from your account will not be taxed.

The vouchers that you in turn receive can be used for nearly any approved child care facility. This may be a nanny, nursery, day care, au pair, pre-school, boarding school or even after-school care. Depending on the local laws, you may also be able to use an un-registered child care provider in your home, such as a babysitter or relative. You either give the voucher directly to the care provider, or you may be able to set up an automatic payment arrangement. The child care provider must keep a time sheet in which you sign the child in and out each day of care. These records are required to be submitted to the government or voucher agency, signed by both you and the provider, in order for the provider to be paid. The amount that will be paid varies by State or Province and the amount of available funding at the time. If no funding is available at the time of application, you may be put on a waiting list. The amount that you, the parent, pays will be based on a sliding scale according to actual income. The child care provider must then decide if the combined amount is enough to cover for child care.

Because benefits and enrollment methods vary by location, you should contact your local government program for assistance and information. In the US, you may contact the NCCIC (National Child Care Information Center) or the Child Benefit Office in the UK.

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by: Louise G

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