How to Meet PCI Regulations

How to Meet PCI Regulations

How to Meet PCI Regulations

PCI DSS is a set of strict requirements for protecting payment account data and was developed by the PCI Security Standards Council to enhance the security levels on an international level. This standard that has been implemented is designed to help organizations protect customer's private information. These standards make it safe information to be stored within networks but, also only be accessed by the appropriate people.

A list of the principles and requirements include:

Building a Secure Network

Prerequisite #1 Create and uphold firewall to secure personal information

Prerequisite #2 Do NOT use defaults and passwords supplied by vendors

Protect Customers Data

Prerequisite #3 Secure cardholders data

Prerequisite #4 Supply encrypted transmissions with cardholder's data

Maintain Program

Prerequisite #5 Update anti-virus regularly

Prerequisite #6 Maintain secure systems and applications

Enforce Strong Access Control Measures

Prerequisite#7 Restrict access to cardholder data by business need-to-know

Prerequisite #8 Delegate an exclusive ID for persons with computer access

Prerequisite #9 Limit physical access to cardholder data

Test and Monitor Networks Often

Prerequisite #10 Track and monitor all access to network resources and cardholder data

Prerequisite #11 Test security systems and processes regularly

Maintain an Information Security Policy

Prerequisite #12 Maintain a policy that addresses information security

Businesses are required by law to implement these regulations or can face severe trouble. For more information on these regulations and to ask any questions it is advised to visit www.PCIHIPAA.com. The PCI Security Standards Council manages a global training and certificate program and provides additional resources on their website. Avoid large fines and keep your cardholders information from getting into the wrong hands by becoming PCI compliant.

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