I've Got Income Protection Insurance Through My Super Fund ... Don't I?

However, using the two types of income protection insurance - super-based and retail

- in tandem to give you low premiums and a high level of cover can be an excellent strategy. For example, you'll find when getting income protection insurance quotes that longer waiting periods become far cheaper than the minimum wait of 14 days, or even the wait period of 30 days. Common strategies you can use is having an income protection insurance policy (salary continuance) with a 2 year benefit period in your super fund; and also having a retail income protection insurance policy with a 2 year waiting period and benefit period till age 65.

I've Got Income Protection Insurance Through My Super Fund ... Don't I?

By: Hilary Briss

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