. For example most who drive borrowed vehicles think that the car's insurance coverage will cover them if they get involved in an accident. Many drivers also do not know about non-owner insurance and the discount rates that come with this type of policy.
In today's world, car rental companies have increased their standards and will not lend their vehicles to those who do not have at least a minimum amount of insurance. This is due to the fact one can easily get involved in an accident. Non-owner rates are not as costly as the regular insurance rates. If truth be told non car coverage is drastically lower. This policy is for those who regularly use cars that they do not own or have rented because the policy only deals with specific issues that are specifically targeted to them. It is more often than not for those who borrow vehicles for a phase but not for those who borrow cars rarely. But at any rate it is better to have it and save a lot of cash in case you get in to an accident.
It is vital to factor in that this policy is cheaper than the regular car insurance coverage and it is only intended to cover you and the car rental company if you are involved in an accident. For that reason it only offers limited coverage that is mandatory by the legal standards. As a result of this limited coverage scope the cover is the cheapest coverage option for non car owner drivers.