One final thing that you can do is to ensure that you monitor your spending
. We are all capable of splashing the cash every now and then, but when you are in a serious amount of debt this is something that should be avoided at all costs. Economizing is important, especially when it comes to food shopping. There is no reason why you cannot treat yourself once a month or so, but you have to be careful what you are spending when you don't need to. By doing this you will be able to get out of debt much faster and you wont be making the situation worse.