Introduction to Travel Insurance in India

Travel insurance is a valuable asset for any traveller

. It is, however, not mandatory to buy a travel insurance plan in India for domestic travels, as opposed to international travels. Travel insurance in India is a necessity as it safeguards the interests of the insured. It unloads the burden of unexpected financial losses from the insured. Travel insurance in India protects the traveller from theft, loss, medical expenses, etc. thereby ensuring a safe and secure journey. It ensures financial coverage and hence, offers peace of mind.

In India, there are several types of travel insurance plans to choose from that suit different needs and requirements efficiently. For example, there are special plans available for students studying abroad, employees who travel often on business trips, etc. Also, there are travel insurance plans available that depend upon the frequency of trips i.e. whether it is a single or multiple trips. Travel insurance in India provides coverage for individuals between the age group of 6 months to 70 years.

While on the go, a travel insurance plan covers medical expenses should the insured meet with an accident and suffer injury or death. In such a situation, the travel insurance plan offers financial aid for hospitalisation and the travel expense of family members. Also, one can avail of compensation if any valuable possessions of the insured have been damaged in the accident.

Another benefit of travel insurance in India is personal liability that compensates for any damages caused to a third party by the insured. One receives compensation also in case of flight cancellation, delay and hijack, for food, stay and other financial losses incurred. In addition, a travel insurance plan also covers damage or loss of passport and other belongings. Plus, a travel insurance plan in India covers loss incurred due to a burglar attack at the insured's place of stay.

However, travel insurance in India does not always offer compensation for events caused due to terrorist attacks, wars, ignorance of medical advice, drugs, suicide, or voluntary participation in dangerous sports and activities.

To sum it all, travel insurance in India offers comfort, convenience and financial aid when away from home. It protects the needs of the insured at every step of their journey providing them a secured and pleasant travel experience.

Introduction to Travel Insurance in India

By: Jesica Johnson

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