Is Life Insurance Policy Substitute For Disability Insurance Policy?

Ideally there should be a single policy which covers both of the above situations

but world still remains an imperfect place and the only option available to you would be to take both these insurance policies separately. There is also a possibility that your employer has covered you for a Disability Insurance and you do not know about it. So please check with them before taking as Disability Insurance policy. We all must understand that 'Disability Insurance' and 'Life Insurance' are not substitute of each other. In fact these both complement each other and have completely distinct features to cover two different eventualities of life.

Is Life Insurance Policy Substitute For Disability Insurance Policy?

By: Bond Albert

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