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Judgment Debtors And Former Spouses

When you need to recover a judgment, one cannot be too thin

, too rich, or know too much about the debtor. Many judgment creditors forget the very obvious people to ask, the ex-partners or ex-spouses of their judgment debtor. My articles are my opinions, and not legal advice. I am a judgment broker, and not an attorney. When you ever want a strategy to use or legal advice, you should contact a lawyer.

Usually, the more you know about a debtor, the better the chances are to get your judgment paid. When enforcing a judgment, don't forget to learn about your judgment debtor is, who are their ex-partners or ex-spouses. Then, you can learn the way to contact them as part of a judgment investigations.

The ex-partner or ex-spouse of the debtor might have a goldmine of information and facts which may make it much easier to recover a judgment. Sometimes, the ex-partner or ex-spouse of the debtor will keep a grudge on them, and may agree to share information with you.

In the fact finding part of a judgment recovery mission, it is usually a smart idea to contact their ex or exes to find out what you can learn. When you contact the debtor's ex, it is wise to move carefully and slowly. Without mentioning any details, explain you've got a judgment on the debtor and you are in a real jam. Let them know in a very humble way that you need their help. Most of the time, they know what it's like to be ripped off by their ex.


Most of the time, some will be talkative, telling you everything there is to know about your debtor, often more than you want to learn. Some of the info they might share might be costly, or more difficult to discover from other sources. Some of the ex's info may include details that you probably would not find anywhere else.

Your judgment debtor's ex may know where they bank, work, or their other assets. One may learn important info about how to locate your debtor. If the couple had kids, ex-spouses often stay involved in their kid's lives in some way. Because of that, the judgment debtor's ex-spouse will almost always know current and valuable facts that may help in an investigation of clues about your debtor's available assets.

When your judgment debtor is sending alimony, child support, or some other funds to their ex, it is a safe bet they know about the debtor's banking information. Let the debtor's ex be the person who brings up the subject of your judgment debtor's bank account.

When you talk with your judgment debtor's ex, let them know what a big help they have been for you. Although they will do most of the talking, thank them for listening to the problem with your debtor. Don't underestimate the importance of the information from the debtor's ex.

by: Mark Shapiro
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