It is Christmas time and shoppers all over are trying to find the best deals on gift items. Due to how the economy is still sluggish and lots of people are unemployed, layaway is suddenly making a comeback. Many retailers are offering online layaway plans to help customers put away those Christmas gifts and are giving them payment options to make it easier to pay on those gifts. Kmart is one of those stores that is offering layaway plans.
Kmart has a very simple layaway policy that can be utilized online to put gifts away. Not only can customers visit their local Kmart store and layaway gifts but there is an option online for customers to arrange for gifts to be put away as well. Here are the steps customers would take to do online layaway at Kmart.
Note: To learn more about the Kmart layaway plan visit Kmart online layaway!!
The first step that a Kmart online shopper would take is to find the product that they want to put away. The items can be simply added to the Kmart shopping cart when you are checking out. The second step is for the customer to make a down payment on that item. Kmart gives a sample payment plan that gives shoppers an idea of what they should put down as a down payment. Customers are given 8 to 12 weeks to pay off their layaway item.
They choose which payoff option is best for them and then they simply stick with the plan.
Payments on layaway items can be made online or at a local Kmart store. The payments are to be made every 2 weeks. Having the option to pay online is a great convenience because before the internet was so popular and had this option everyone that used layaway remembers the hassle of going to the store to make payments. After the last payment is made the customer can pick up the item.
Other basic features and fees of Kmarts layaway policy is a 5 dollar service fee for initiating layaway. If a customer cancels their layaway plan after it has begun then there is a fee of 10 dollars for cancelling. Most of the plans are done with 8 weeks in mind which requires payment every 2 weeks but there is the 12 week plan also. This plan is only allowed for in store purchases and is not available for online setups. The other fees have doubled such as a service fee of 10 dollars, cancellation fee of 20 dollars, downpayment of 30 dollars or 10 percent.