Life Insurance No Medical Exam- How Good is the Coverage?

Life Insurance No Medical Exam- How Good is the Coverage

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The life insurance no medical exam option is also slightly more expensive than a traditional life policy because the company has fewer rate groups and a higher potential risk since there is no proof of their insured's exact state of health. While there might be some drawbacks to these policies, they can still be an effective option for life insurance coverage for people who have been denied elsewhere or who don't want to deal with the hassles of a traditional policy. Always shop for the best coverage for your money even if you choose a no medical exam policy to enroll in.

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