List Of Bank Identification Numbers

The most compelling reason to use a list of bank identification numbers is because

a list of bank identification numbers is so exhaustive, there is a better than even chance that you will find the card that you want to learn more about. A typical list of bank identification numbers could contain upward of seventy-five thousand records.

Unique numbering system

The list of bank identification numbers is based (or rather created) on the basis of the first six digits that make up the number that identifies a particular card. These six digits are unique to each card and so are a good (if not the most effective) means of recording information related to a particular card. The list of bank identification numbers is practically the same as a list of Issuer Identification numbers as both refer to the same kinds of cards.

Identify the card

A good list of bank identification numbers will help you identify a card by its issuer and by the holder of the card. If you are using the list of bank identification numbers to check on Visa credit cards, these will have BINs that start with the number four which identifies the issuer of the card as being Visa. If the list of bank identification numbers of that you are using, then you will find that for MasterCard the numbers used will begin with fifty-one through fifty-five.

American Express cards

American Express cards are given a starting number of thirty-four to thirty-seven. Depending on the list of bank identification numbers that you want to use you will also need to find the correct BIN which should relate to a particular card type.

Use of a list of bank identification numbers helps merchants and users identify a particular card and in addition help them learn about which country the card was issued, and in addition, throws up information related to the issuing bank. This kind of information will then help you in many different ways. It will, for example, help you learn that the credit card holder physically possesses the card and that the card is not being used fraudulently.

With increasing numbers of credit card frauds being reported, it certainly makes sense for you to make use of suitable and complete list of bank identification numbers. There is no sense in making use of a list of bank identification numbers that is neither suitable nor complete and accurate.

The modern user knows quite a bit about how to transact over the internet but is still concerned about becoming a victim of credit card fraud. They therefore welcome tools and resources such as a list of bank identification numbers that help in keeping credit card fraud to a bare minimum.

A good list of bank identification numbers will help you to learn about the country of the issuing bank and will also provide help when it comes to displaying a suitable icon on your forms in a dynamic manner. All these are benefits that have helped to make a list of bank identification numbers a very useful resource for the modern online credit card (and other card) users.

by: Gen Wright

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