List of Scholarships for College Students

Trying to figure out how to pay for college can be a tricky bit of business

. If you don't have enough money saved up, you've got to come up with the difference because college has to be paid in advance. They don't allow lay-away programs.

However, there are other ways to pay for your college expenses if you don't have enough money on hand. In fact, many students rely on financial aid to help them get through college because they need financial help. This kind of monetary assistance is called financial aid and most students use one form or another to help them get through school.

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Financial aid comes in several different forms, and the best way to receive this help is to become familiar with each type of aid, so you can determine which program is best for you. Since different students have different needs, there are no one-size-fits-all solutions. Each program must be carefully looked at, because applying for programs that you won't qualify for in the first place is a waste of everyone's time.

There are three basic categories of financial aid: grants, scholarships, and student loans. Some students will apply for only one type of aid, while other students may apply for and receive more than one. It is not uncommon for those who are working on professional degrees, such as medical or law degrees, to require a large amount of funding, so they may need all three types of aid to complete their degree program.

Grants are among the most preferred type of financial aid. A grant is a free gift of money that a student may utilize to pay for various expenses associated with school. Grants may come from a variety of sources, but the most common source is through the federal government. Government grants have a specific application process that starts with a Free Application for Federal Student Aid (FAFSA). The application determines each student's eligibility for particular grants, which is usually based on financial need. There are also numerous grants available from most government agencies that have to do with that particular field of work. Corporations and private foundations also fund millions of dollars in student grants each year. If you know what field of work you want to enter, you can start by checking company websites for grant opportunities.

Another highly preferred type of financial aid is scholarship money. Often, scholarships are based on some kind of achievement that a student has accomplished, like excellent grades or superior athletic ability. However, there are also thousands of scholarships available that are tailored to an extremely diverse range of interests. Your counselor or financial aid office can help you find particular scholarships that are suited to your own distinct personality and accomplishments.

Finally, there are also a significant number of student loan packages available for students to help fund their education. The best place to start looking for a student loan is from the government, because they offer student loans that are subsidized and at very attractive interest rates. The first step to getting a loan is to complete and submit your FAFSA before the annual deadline. Also, depending on the loan, you may be able to defer payments until after graduation, or possibly even delay your first payments by up to nine months after you graduate. Additionally, there are many programs that allow loan forgiveness if graduates are willing to enter certain work fields for a period of time, like military or community service, or teaching in low income or Title IV schools.

**Update**

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List of Scholarships for College Students

By: Sarah Ford

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