Long Term Care in Arkansas

Long Term Care in Arkansas

Long Term Care in Arkansas

The growing demand for long term care in Arkansas and the rest of US has become a great concern to most residents, most specifically to baby boomers. Data show majority of the money in Arkansas goes to institutional care but Arkansans say they want to receive services at home.

According to AARP, who have commissioned to conduct a survey to gauge state residents' opinions about LTC revealed that the number of Arkansans age 85 and older is projected to grow by nearly 50 percent by 2030. And, more than three-quarters of respondents want to receive care from family, friends or personal aides. This is consistent with national results show that 89 percent of Americans over 50 want to stay at home whenever possible.

AARP's survey showed nine in ten residents believe it is vital to be able to get dependable information and help applying for all types of LTC from a neutral source since most of them only learn about it from doctors, area agencies on aging, or family and friends.

Results also presented over one-third of the state's residents say they are extremely or very worried about whether they will be able to afford long-term care services for themselves or their family members. They are greatly concerned about not having enough choices among LTC services for themselves and their family as well.

Moreover, Arkansas spends most of its Medicaid long-term care funds on nursing homes rather than on LTC services that allow people to stay in their own homes and communities. Surveyed members strongly support giving Arkansans a choice about where they can receive long-term care services and letting their Medicaid benefits pay for the services they choose.

To provide remedy for the state's rising problem on health care, the Arkansas Long-Term Care Partnership was created. This is a program authorized by Congress and the Arkansas Legislature to encourage and recognize the efforts of Arkansans to prepare for the financial impact of the need for LTC.And, the partnership allows policyholders plan for their needs when they retire. They intend to keep the elderly to spend their hard earned savings away from expensive insurance costs.

All candidates for long-term insurance should provide protection against inflation as specified in Article 13 but if the requirements for the protection of inflation are not sustained, partnership status is removed. While, in terms of Medicaid eligibility, it requires a very low level of personal possessions, often forcing the elderly to spend his hard earned money. The eligibility is determined on a case-to-case basis and completed by the applicant's local Department of Human Services.

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