There are things that you can be doing right now to make yourself healthier and some may even be supported by your health insurance coverage
. A good health insurance plan will want to keep you healthy and your employer may wish to accomplish this as well. The healthier you are the less money that you will cost the company and the health insurance agency, so your health is something that is important to everyone.
Does your company offer a HRA? Many people don't know that this stands for Health Risk Assessment. These assessments are done annually to determine your current health and to uncover any potential health risks. Most companies will offer a discount on health insurance premium for undergoing this type of assessment. Some employees refuse to have these done primarily because they think it will have a negative effect and really don't have a good understanding of what this program can offer.
Some companies only require an employee to fill out the evaluation form and then receive the results and others may take a bit more detailed history as well as some blood or urine to assess things like blood sugar and cholesterol levels. For the most part this assessment is designed to allow an individual to assess their health risks and to improve their health before they have a crisis. This is a big eye opener for a lot of people.
Why wouldn't an individual want to know the potential health risks? This would allow people to take necessary steps to improve their health and avoid any major medical issues that would have occurred if they remained on their current path of behavior. This assessment could save you and others money in the long run by preventing an occurrence of a major illness. People should welcome the opportunity to take these assessments and use the results to their benefit.
Knowing is the key to improving your health and your life and it is important to make sure that if your company offers a HRA that you take advantage of this service and the consultation to help guide you to a healthier lifestyle. By implementing the changes and following the recommendations you can see the areas you need to improve and these changes can not only save your life but can save you a lot of money off your health insurance premiums.