Lower Your Vehicle Insurance with Tips from Interstate Ford
Lower Your Vehicle Insurance with Tips from Interstate Ford
Before you come out to find your next Ford at our Dayton dealership, you'll likely be shopping for vehicle insurance rates. Insurance costs are high and it can be worth it for you to shop around before committing to an insurance company or policy.
Interstate Ford has tips for saving on your insurance premium rates:
Comparison Shop
If you already have an idea of which Interstate Ford you are interested in purchasing, contact several insurance agents and find out which rates are best for that vehicle type. Consult with several agents before making a choice.
Check Your Credit
Your credit score will affect your premium rate. A low score will cause a higher premium rate so check in with your credit score before shopping around. The higher you can boost your score by paying bills on time and not overextending credit, the lower rates you'll be able to snag.
Opt for a Higher Deductible
When you are deciding on your policy details, opt for a higher deductible to get a lower monthly payment. Take the amount you are saving on premiums and put it into an interest-bearing account. If something should happen, you'll have the cash you need to cover the expenses.
Ask for Discounts
Don't feel weird about asking your insurance agent to hook you up with any discounts for which you are qualified to receive. There are plenty of discounts available but many companies won't automatically offer them all unless you ask. Loyalty, good driver, and multiple policy discounts can save you a lot of money on your vehicle insurance premiums.
Keep Constant Insurance
A lapse in insurance can cost you big time. Even if you go a few days without insurance, it can be harder to find good insurance rates. Make sure if you are shopping around for insurance you are still covered until you make the switch.
When you visit Interstate Ford, make sure you bring proof of insurance with you so you can take your new or used Ford off the lot that day. With proper planning you can find great insurance rate before you visit our Dayton dealership to choose your next Ford.