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Lucky 13 Money Saving Tips for July 2009

In uncertain economic times it is probably not a good time to invest in a new vehicle no matter what kind of incentives are offered

. If you don't have a job, you can't make high payments. Keep your current automobile in top condition by changing the oil regularly, checking water and fluid levels. Ensuring that the front wheels of your vehicle are in proper alignment will help prevent tire wear and reduce the extra load on the engine.

Take a good look at your wardrobe and try to avoid purchasing clothing that requires expensive dry cleaning. Invest in natural fiber clothing that wears well and get laundered at home.

When creating your food budget be sure to include foods that you can take to work for lunches and snacks. You will save money and very likely eat healthier, lighter meals.

Need the occasional furniture piece for your home or office? Consignment stores, garage sales, flea markets andCraigslist can be great places to pick up wonderful bargains. I don't recommend purchasing electronics in this fashion, but good quality furniture and home/office furnishings can be picked up at bargain basement prices.


Use your local park's playground as a workout station. Monkey bars can be used for pull-ups and leg lifts. The park will also have a trail where you can run and bike.

Most women will admit that they have WAY too many unused personal products such as makeup and bath products. Rather than buy expensive makeup that looks good in the artificial lights of the department store, gather free samples and try them at home before deciding which brand to purchase. You will save money and reduce the clutter in your vanity drawers.

When planning a vacation time your stay for best hotel deals. Plan the timing of your stay according to the type of hotel that you are interested in. Hotels in cities are usually cheaper on the weekends, when business travelers aren't staying there, but hotels in resort areas or other places that are popular with leisure travelers are often cheaper during the week. Online sites such asPriceline.com give you the opportunity to bid on luxury rooms that you might not normally consider booking.

Magazines can get fairly pricey. If you are a casual magazine reader, consider browsing the magazine rack at bookstores such as Barnes and Noble or Borders. Grab a cup of coffee, settle down and read.

Examine your telephone use. If you find that you use your cell phone for the largest percentage of your phone calls, you can probably easily dispense with a land line unless you need it for a home office.

Negotiate with cash. Nothing makes a seller's mouth water more than cash in their hand.

Teach your skills by becoming a consultant and putting your knowledge to work by helping others.


Buy used textbooks if you are a student or just want of do self study.

When shopping online, before placing the order, do a quick Google search for free shipping coupon codes or sale codes. You would be surprised how much money you can save just by doing a search.

Lucky 13 Money Saving Tips for July 2009

By: Theodore Henderson
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